Historical review

Dividend PER SHARE [cents]		Share price HISTORY [cents]
Normalised EARNINGS PER SHARE [cents]		Annual compound GROWTH
		(including RMI Holdings) Per share Since listing in 1993 10 years 5 years 3 years 1 year Dividend 24% 16% 7% 4% 27% Share price (closing) 20% 12% 10% 23% 25% Total shareholder           return 26% 17% 15% 29% 33% Against an earnings background that showed significant volatility in recent years, investors in RMBH and RMI Holdings have benefited from strong investment outcomes both in capital growth and dividend returns over most time horizons.

SOURCES of income by business area

FirstRand's well-diversified income stream is drawn from the full spectrum of banking services and is predominantly sourced from Southern Africa. RMBH's proportional interest therein may be extrapolated as follows:

Normalised earnings sources

RMBH's attributable share of normalised earnings was derived from the following business areas: